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Missouri
Commission for the Deaf and Hard of Hearing Statement Regarding SB
274 (Hearing Aid Insurance Bill) Before The Senate Small Business,
Insurance, and Industrial Relations Committee February 19, 2003
According to estimates from the National Institute
on Deafness and Rehabilitation Research (NIDRR) approximately one
out of every ten people in the United States has a hearing loss.
Unfortunately, with the graying of our population the relative
incidence of hearing loss is increasing. Even more troubling is the
fact that as our society has become noisier, hearing loss is
occurring at increasing rates among the younger sectors of our
population.
Census data indicates that 28.49% of Missourians
(approximately 1,594,172 people) are under 20 years old. The
National Institute on Deafness and Other Communication Disorders (NIDCD)
estimates that 17 out of every 1000 children (1.7%) under 18 years
of age have a hearing loss. Extrapolation from these national
figures suggests that there are over 27,000 Missourians under the
age of 20 who have a hearing loss. The NIDCD also estimates that
only one out of every five persons who could benefit from a hearing
aid actually wears one - many don’t simply because they can’t afford
to buy a hearing aid. However, almost all of those individuals can
live independent and productive lives with the help of technology
such as hearing aids. On behalf of this vast and growing multitude
of young Missouri citizens, it is with much pleasure that I sit
before you to urge your support for Senate Bill 274.
Insurance companies presently pay for a great
variety of prosthetic devices, yet insurance companies typically do
not pay for auditory prostheses, which are among the most frequently
needed prosthetic devices in today’s society. High quality
programmable analog hearing aids may cost as much as $3000, while
top of the line digital aids may cost up to $5000. As the price of
this essential technology has reached all-time highs, it is becoming
harder and harder for many parents to afford the technology that is
so essential to the daily well-being of their children. Accordingly,
I want to urge your unqualified support for this bill. Were this
bill to become law, it would place hearing aids for their children
within the economic reach of most parents in Missouri, many for the
first time.
In fact, if SB 274 were passed it would provide
benefits to several different sectors of the Missouri citizenry. For
example, it would obviously benefit children in Missouri with
hearing loss as more of them would be examined and properly fitted
with hearing aids, thus likely resulting in increased academic
achievement and enhanced family relationships. Parents of those
children would benefit from improved communications with family
members. Schools in Missouri would benefit from improved social
environments, enhanced academic environments, and higher graduation
rates from hard of hearing students properly fitted with hearing
aids. Even insurance companies would benefit from the fact that
early intervention with children with hearing loss would save much
costlier future therapies that would be necessary if that hearing
loss went undetected and untreated.
It is noteworthy to mention that several states have
recently begun to consider this long needed legislation, including
Kentucky, Massachusetts, Minnesota, New Jersey, Ohio, Oregon,
Pennsylvania, Virginia and Wisconsin. In fact, similar legislation
has already been passed in Maryland, Oklahoma, Connecticut and Rhode
Island. The dialogue has also reached the floor of the United States
Congress, where a couple of years ago representatives from fourteen
different states co-sponsored H.R. 2321 seeking a federal mandate
for hearing aid coverage by entities providing medical insurance.
Missouri can be proud of the fact that it is one of
the few states in the nation that provide hearing aid coverage to
state employees, some others being California, Maryland and
Minnesota. It is now time for Missouri to again demonstrate its
wisdom and leadership by extending this benefit to all of the deaf
and hard of hearing children within its borders, not just those
whose parents work for the state.
I thank you for your time and attention, and invite
you to contact the Missouri Commission for the Deaf and Hard of
Hearing at any time if you have questions regarding hearing loss or
auditory prostheses such as hearing aids.
For additional information, please contact: Dr. Roy Miller, Executive Director Missouri Commission for the Deaf and Hard of Hearing Phone: (573) 526-5205 (Voice/TTY) Fax: (573) 526-5209 E-Mail:
MCDHH@mcdhh.state.mo.us
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